Tuesday, October 27, 2009

A cheaper medical system

Here are some loose numbers in relatively hard terms about Health Care Costs in the United States. The first Step in true health care reform must be the federal establishment of limited Cost structures for Government subsidy of health care Costs. The concept being that Everyone gets equal aid, but that the medical aid will be very limited, and clearly outlined for Cost. I have previously proposed that any new medical program only pay for two complete medical examinations per year, and that the individual would be totally responsible for recuperative Costs. This means that the Patient must provide for their own medical protection, though the Government would pay for any detection of the medical problems.

Doctors would soon come to understand that they had only limited funds for detection of medical problems. They would themselves devise what medical procedures are necessary for such detection. The Government could aid in this assessment by a Statement of what the maximum payment would be for any examination–I would suggest a sum less than $200 per Patient Visit. Doctors, and the rest of Us should know, can readily tell almost all medical problems under such periodic examinations of spaced 6 months, and Blood Tests reveal almost all conditions which are treatable. Doctors realize that there can be only be a certain success rate, no matter what funds have been provisioned for detection, and such period exams would discover 98% of all medical problems within the optimum discovery time for treatment.

The beauty of such Government support lies in leaving the entirety of payment for medical treatment within the hands of the Patient. Health Insurance will still be the responsibility of the Patient, though approximately 40% of the medical cost of health care has been removed from the shoulders of the Insurance industry. The whole system would be open to All, cost effective for medical underwriting, set a Cost limit for medical discovery, and leave the Doctors both protected from medical malpractice according to legal standards while giving them the necessary medical information for effective medical treatment. This would obviate almost all of the unnecessary medical observation treatments, while probably actually enhancing current medical outcomes. It simply takes sensible outline of medical treatment–hardly a possibility in the face of Voter demands and lobbyist activity for advantage; We should still at least try! lgl

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